Jana Small Finance Bank
Jana Small Finance Bank Limited (Jana Small Finance Bank) is one of the leading Small Finance Banks in India in terms of assets under management and deposit size as of March 31, 2020. Jana Small Finance Bank has the second most geographically diversified portfolio with a pan-India presence among all Small Finance Banks in India as of March 31, 2020 (Source: IRR Report).
As of February 28, 2021, Jana Small Finance Bank had 611 Branches, including 166 Branches in Unbanked Rural Centres, and 134 ATMs located in 229 districts in 19 states and three union territories. Jana Small Finance Bank has served over 8.00 million customers since 2008, including approximately 3.05 million active customers.
Here is how you can become a Jana Small Finance Bank CSP
To become an Jana Small Finance Bank CSP, you need to fill the online application form on this website. Before making a Jana Small Finance Bank CSP online application, you should meet following criterion.
- Should be more than 18 years of age
- Must have completed education of 10th
- Minimum office space to function
- Office Image
Once the applicant of Jana Small Finance Bank CSP registration meets all the criterion, he can apply online.
The banking team examines the application and the identity documents and reviews if the applicant meets all their necessities and then may approve or disapprove the Jana Small Finance Bank CSP registration. In the case of approval, the file is forwarded to the required area bank. The applicant then receives training for starting the process of making live the Jana Small Finance Bank Kiosk banking Center.
Services provided by Jana Small Finance Bank Kiosk Banking Center
- Account Opening
- Cash flow Management
- Insurance Service
- Bill Payment
- Money Transfer
- AEPS
Once the Jana Small Finance Bank CSP registration is done, if the applicant meets the requirements and if there is an availability in that region the applicant is from, an Jana Small Finance Bank Kiosk earns commission for providing banking services to the customers coming to their Kiosk center. There are various commissions allotted for each service and each has their own fixed commission as a means of earnings.
Apart from a great earnings, opening a Kiosk Banking Center will earn you name, fame and respect as the mini bank owner.
Bank CSP (Customer Service Point) Agents are those individuals who acts as an agent of the bank at places where it is not possible to open branch of the bank. The Kiosk Banking Business Correspondent (BC) model aims to provide real time, user friendly financial services to the consumers in their neighbourhood.
- Association with Banks like SBI / BOB / YES BANK
- Bank’s software / portal, User ID (KO ID) and Password
- Biometric Reader & software for electronic thumb impression
- Authorization Certificate of CSP by the BC
- Bank’s Banners, signage, Logo/Stickers/Leaflets/Contact Matrix
- Proper Training of CSP to operate the system by the BC
- Dedicated technical support from the local Supervisors of “VKV”
- Dedicated support from the Help Lines and web portal of “VKV”
- Web Software to operate different services (Recharge/Billing/Travel Solution)
- Opportunity to associate with SBI / BOB / Yes Bank
- Very easy to use application
- Hassle free and simple system
- Real time based transactions
- Very encouraging fee structure for generation of new revenue at CSP level
- Banking, Insurance, Pension and other financial products available for customers
- Opportunity to increase your earnings, goodwill & brand name in the market
- Office or Retail Outlet
- Furniture including chairs for customers
- Electricity
- Laptop or Desktop
- Internet Connectivity
- Printers: (a) General and (b) Thermal
- Web cam
- Finger Print Scanner
- Some Cash for availing Cash-Holding-Limit for successful transactions (at least Rs.25,000/-)
- Application form duly signed
- 10 Passport size colorful recent photos
- Educational Certificates Matric onwards
- PAN Card (Mandatory)
- AADHAAR Card (Mandatory)
- Voter I Card
- Driving License
- Shop Agreement
- Character / Police Verification Certificate
- Name, Address, Mobile No. and signature of two references
- Application Form, related documents and Registration fees received by “VKV” team
- Due Diligence Report (DDR) by the “VKV” team
- DDR to be filed to Bank’s local branch (Link / Base Branch
- Recommendation of Branch Manager to Regional / Circle Office.
- Recommendation of Regional Office to LHO
- Generation / creation of KO Code by the Bank
- Configuration of CSP Code by the “VKV” office
- Capturing of fingers of CSP Operator through Finger Print Scanner by the BC
- Terminal mapping & Activation of KO Code by the Bank
- Technical & theoretical Training of CSP by the “VKV” team
- Link Branch / Base Branch of the Bank is informed by the “VKV” team about activation of CSP
- CSP starts functioning